Vineyard Loans

Whether you are buying more vineyard land, expanding your improvements, or refinancing your existing loan, Janus Ag Finance offers a wide variety of loan products and the expertise to create a financing package that will meet your vineyard’s specific goals. We offer rates as low as 2.5% for qualified borrowers and properties.

Our loans are securitized through government backed FAMC. With 35 years of experience in the lending industry, we understand that each farmer has unique financing requirements. Vineyards have seasonal income, so we offer semi-annual and annual payment options. Our wide range of products gives us the flexibility to combine variable and fixed rate loans to meet your specific cash flow and long-term needs. Winery facilities and residences are included in the real estate valuation, and we can lend up to 70% of this value.

  • Low interest rates
  • Up to 70% loan to value
  • Cash out
  • Loan amount $350,000-$21,000,000;
  • No repayment penalty
  • 10 to 30 year amortization periods
  • Monthly, semi-annual, and annual payment options
  • Convertible to other programs on payment dates