Bridge Loans

Janus Ag Finance provides special situation loans for commercial and residential real estate, facilities, farms and hemp redevelopment.  Loans are real estate based with alternative collateral such as accounts receivable and inventory  Interest rates are based on the risk category and may be higher than conventional rates.

Janus has established relationships with a variety of hedge funds, private wealth funds, commercial banks and SBA.

The purpose of a bridge loan is to fund an immediate need to improve, expand, or transition with the intent of refinancing into a lower interest loan in 1 to 3 years. Payments can be interest only and interest reserve with up to 3 year term.  Minimum loan is $2MM. Minimum loan to value is 60%.

Acceptable Situations


  • Development and Acquisition – commercial, facilities, improvements, residential, construction, agricultural
  • Forbearance or Foreclosure Payoff
  • Debtor in Possession
  • Bankruptcy Take Out
  • Damaged Credit
  • Quick Close
  • Discounted Payoff
  • Debt restructuring
  • Flexible terms and structuring
  • Underwriting based on future income and repayment strategy
  • Non-recourse Loans
  • Operating loan combination
  • Large Loan Participation
  • Interest Only and Interest Reserve
  • Hemp and Other Recreational Bioproducts